2 upcoming ISA changes you should be aware of
Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. To cut through the sometimes confusing headlines, we explain the two changes you should be aware of.
Explained: When Inheritance Tax could apply to gifts
Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Yet, gifting doesn’t always mean that assets are excluded from your estate when calculating IHT. Find out what you need to know.
Mortgage rates are falling. Could you reduce your repayments?
Competition between lenders has led to mortgage rates falling at their fastest pace in nearly two years. For some homeowners, it could mean their repayments fall.
How to rethink ageing and build a positive mindset
Later life is often seen as a time of slowing down and losing purpose, but this view can be limiting and unhelpful. Find out how to rethink ageing and build a more positive mindset so that you can enjoy every moment of life.
Guide: The pros and cons of investing in buy-to-let
Investing in buy-to-let property can provide a steady rental income, helping supplement your retirement fund or form part of the legacy you leave for loved ones. Statistics published by the government (29 August 2025) confirm that there were around 2.86 million private landlords in the UK in 2023/24. Since then, the property landscape has changed, […]
The £12.3 billion cost of delaying estate planning
Affluent families who delay estate planning could miss out on chances to reduce a potential Inheritance Tax (IHT) bill and pass more on to their families. Find out if you could benefit from considering IHT and how you might pass on assets tax-efficiently. According to a report covered by Today’s Wills and Probate (5 June […]
Life insurance v family income benefit: Which is right for your family?
You no doubt want to protect your loved ones against life’s twists and turns. For many families, that includes shielding their finances from the worst-case scenario – the loss of a family member. While suitable financial protection could provide a reassuring safety net, the options can be daunting. As a result, it’s not uncommon for […]
What does a change in prime minister mean for your finances?
On 22 June, Keir Starmer announced he would quit as Labour Party leader. The decision had been anticipated in the media, but the changes still pose some uncertainty over the coming weeks. Read on to find out what it could mean for your finances. The Labour Party will need to decide on a new leader, […]
Product transfer v remortgage: What’s the difference?
Is your current mortgage deal close to expiring? You might be considering whether to remortgage or use a product transfer. Discover the differences, along with the pros and cons of each option. A remortgage involves moving to a different lender In simple terms, a remortgage means taking out a new mortgage with a different lender. […]
5 fantastic reasons to make volunteering part of your retirement plan
You might have spent years working, saving, and investing to build the wealth you and your family need for a comfortable and enjoyable future. Of course, having your finances in order is crucial if you want to ensure you don’t run out of money in later life and can maintain your independence throughout retirement. However, […]